
The Financial Fitness Scorecard · Free · About 4 minutes
Would life still hold together if something happened?
Most of us look fine on the surface. Underneath, quiet gaps often sit in our finances, our health habits, and our backup plans. In about four minutes, see how ready your money and your health really are for real life.
Free. About 4 minutes. Your answers are never shared with an insurance company.

Not a money quiz. A fitness check for your whole financial life.
This scorecard was built by Munira Muhammad, who has worked as both an independent licensed life insurance professional and a former certified personal trainer. That rare blend is why it looks at two worlds most tools keep apart: your financial readiness and your long-term health.
Munira is independent, not tied to one insurance company, so the focus stays on the bigger picture. No product is recommended and nothing is sold. You simply reflect on what you have actually put in place, then see where you are already strong and where a little attention would go a long way.
Family Protection
Whether the people who rely on you would be looked after if your income stopped.
Protection While You're Living
Whether you are ready for a serious illness you recover from, and the time off work it takes.
Retirement Income & Taxes
How clear your plan is for how money may actually show up for you later in life.
Access to Your Money
How quickly you could reach usable cash in a real emergency without creating a bigger problem.
Health & Longevity Habits
How well your daily routine supports the energy and health your life quietly depends on.
Legacy & Being Organised
How easily loved ones could find what they need and step in if they ever had to.
Business Continuity
For owners: how well the business could keep running if you had to step back for a while.
See where you stand before life forces the issue.
Four calm minutes from now, you will have a clear picture of what you are already doing well and where a little attention would help most. Supportive, practical, and yours to keep.
Start my scorecard
Pop in your details and your results are ready in minutes.